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You can't contribute to a Roth IRA if you make too much money. For singles, this starts at $118,000. For married couples, it is $184,000. Zebco CSP40PTSEBX2 Cabo Saltwater 5.3 1 Gear 8BB Sz40 Fishing Spinning Reel

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Almost all brokerage firms will offer a Roth IRA. You should consider a brokerage like Fidelity or E*Trade that offer low-cost funds. "Lifecycle" funds that automatically rebalance and adjust over time are especially good for Roth IRAs. Zebco Quantum BCXT30C, BX3, Big Cat XT Baitcast Reel, 4.2 1, 2 Bearing, Hand

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