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What's the Payoff?

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Managing An IRA

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What Is a Roth IRA?

A Roth IRA is a special retirement account where you pay taxes on money going into your account and then all future withdrawals are tax free. Maillot de football retro équipe de France 2000-2001

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Roth IRAs are best when you think your taxes will be higher in retirement than they are right now. They can be especially good for young savers or in years when you don't have much other income. Maillot de football retro Inter Milan 2011-2012

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You can't contribute to a Roth IRA if you make too much money. For singles, this starts at $118,000. For married couples, it is $184,000. Maillot de football vintage Angleterre 1999-2000

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Generally $5,500 a year unless you are over 50 in which case it goes up to $6,500. Maillot de foot Chelsea Samsung

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Almost all brokerage firms will offer a Roth IRA. You should consider a brokerage like Fidelity or E*Trade that offer low-cost funds. "Lifecycle" funds that automatically rebalance and adjust over time are especially good for Roth IRAs. Maillot de foot FC Barcelone Qatar Foundation n°4 FABREGAS 2011-2012

It's Hard to Go Wrong

(So it's easy to pick)

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