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Roth IRAs are best when you think your taxes will be higher in retirement than they are right now. They can be especially good for young savers or in years when you don't have much other income. Kali Predectives Aazis Plus 180 MTB Soft Knee Shin Guard

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You can't contribute to a Roth IRA if you make too much money. For singles, this starts at $118,000. For married couples, it is $184,000. Kali Predectives Chakra Plus Helmet Sonic White Green XS SM

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Generally $5,500 a year unless you are over 50 in which case it goes up to $6,500. Kali Predectives City Helmet w Shield Large X-Large Solid White

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Almost all brokerage firms will offer a Roth IRA. You should consider a brokerage like Fidelity or E*Trade that offer low-cost funds. "Lifecycle" funds that automatically rebalance and adjust over time are especially good for Roth IRAs. Kali Predectives Maha Helmet Kali Solid White LG

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