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Roth IRAs are best when you think your taxes will be higher in retirement than they are right now. They can be especially good for young savers or in years when you don't have much other income. Zebco Quantum Cabo Spinning Reel CSP40PTSE-BX2

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You can't contribute to a Roth IRA if you make too much money. For singles, this starts at $118,000. For married couples, it is $184,000. Zebco Saltwater Fisher 80 SF80 Fishing Reel NEW

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Almost all brokerage firms will offer a Roth IRA. You should consider a brokerage like Fidelity or E*Trade that offer low-cost funds. "Lifecycle" funds that automatically rebalance and adjust over time are especially good for Roth IRAs. Zeebaas ZX 25 Saltwater Fishing Reel w original Box, bag, papers and extras

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